Debt Service Ratio, Households and NPISH (Quarterly)

Reviewed series · Credit & Debt · Quarterly · % of income · BIS.DSR.HOUSEHOLD.Q

Estimated share of income used for interest payments and amortisations, based on BIS aggregate methodology. BIS advises comparisons within an economy over time; absolute levels are difficult to pinpoint and should not be used for direct country rankings. BIS statistics are freely sourced and their inclusion must not result in any additional charge to users. BIS attribution is required; resale is not permitted by SOTW's rights policy. Collection time is not the original publication timestamp. Source dimensions, unit multipliers, confidentiality and observation flags are retained. Terms: https://data.bis.org/help/legal

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Latest reading by geography

Sorted by value, highest first. Each row keeps its own period, and national definitions can differ, so the order is not a like for like ranking.

Debt Service Ratio, Households and NPISH (Quarterly): latest reading for 17 geographies, with the period of each. Source: Bank for International Settlements.
#Country or areaValue (% of income)PeriodHistory
1NorwayNOR20.902026-Q1History
2AustraliaAUS15.702026-Q1History
3CanadaCAN14.002026-Q1History
4NetherlandsNLD13.102026-Q1History
5DenmarkDNK11.902026-Q1History
6South KoreaKOR11.502026-Q1History
7SwedenSWE11.402026-Q1History
8United KingdomGBR8.802026-Q1History
9United StatesUSA8.002026-Q1History
10JapanJPN7.502026-Q1History
11FinlandFIN7.402026-Q1History
12BelgiumBEL7.102026-Q1History
13FranceFRA6.002026-Q1History
14PortugalPRT5.902026-Q1History
15GermanyDEU5.402026-Q1History
16SpainESP5.102026-Q1History
17ItalyITA4.202026-Q1History

Source: Bank for International Settlements. 17 geographies, periods 2026-01-01 to 2026-01-01. n/a means the source value is missing or withheld.

Source: Bank for International Settlements (BIS), Debt service ratios, https://data.bis.org/topics/DSR. BIS statistics provided free of any additional charge; no BIS endorsement or affiliation is implied.

Licence: bis-terms-no-charge. Available for public reading; resale has not been cleared. Publisher page: https://data.bis.org/topics/DSR