Countries with the Most Bank Bad Loans (2026) (2023)
Source: World Bank·25 countries·Updated 2023
High nonperforming loans signal banking sector stress. {#1} has {#1_value} bad loan ratio — the highest globally.
Chad leads with bank nonperforming loans (%) of 31.5%.
Equatorial Guinea ranks #2 at 31.1%.
Algeria ranks #3 at 20.7%.
Bangladesh ranks #4 at 19.0%.
Ghana ranks #5 at 18.9%.
Top 25 Countries by Bank Nonperforming Loans (%)
| # | Country | Bank Nonperforming Loans (%) | Year |
|---|---|---|---|
| 1 |  Chad | 31.5% | 2023 |
| 2 |  Equatorial Guinea | 31.1% | 2023 |
| 3 |  Algeria | 20.7% | 2024 |
| 4 |  Bangladesh | 19.0% | 2024 |
| 5 |  Ghana | 18.9% | 2025 |
| 6 |  Iraq | 16.5% | 2024 |
| 7 |  Central African Republic | 16.2% | 2023 |
| 8 |  St. Kitts and Nevis | 15.8% | 2025 |
| 9 |  Congo, Rep. | 15.2% | 2023 |
| 10 |  Lebanon | 15.2% | 2019 |
| 11 |  San Marino | 14.8% | 2025 |
| 12 |  Angola | 14.1% | 2024 |
| 13 |  Comoros | 14.1% | 2022 |
| 14 |  Ukraine | 13.9% | 2025 |
| 15 |  Tajikistan | 13.7% | 2021 |
| 16 |  Kenya | 13.6% | 2024 |
| 17 |  Tonga | 13.5% | 2025 |
| 18 |  Cameroon | 12.9% | 2023 |
| 19 |  Solomon Islands | 11.6% | 2024 |
| 20 |  Sint Maarten (Dutch part) | 11.2% | 2022 |
| 21 |  Kyrgyz Republic | 10.1% | 2025 |
| 22 |  Sri Lanka | 9.9% | 2025 |
| 23 |  Dominica | 8.9% | 2025 |
| 24 |  St. Lucia | 8.5% | 2025 |
| 25 |  Fiji | 8.5% | 2021 |
Data from 152 countries is available. View full rankings →
FAQ
What is the highest bank nonperforming loans (%) in 2023?
Chad has the highest bank nonperforming loans (%) at 31.5% in 2023.
How many countries are included in this ranking?
This article features the top 25 countries out of 152 with available data. Full rankings available on the indicator page.
Where does this data come from?
Data is sourced from the World Bank. It is updated regularly as new releases become available.