Countries with the Most Bank Bad Loans (2026) (2023)
Source: World Bank·25 countries·Updated 2023
High nonperforming loans signal banking sector stress. {#1} has {#1_value} bad loan ratio — the highest globally.
Ukraine leads with bank nonperforming loans (%) of 37.4%.
Chad ranks #2 at 31.5%.
Equatorial Guinea ranks #3 at 31.1%.
San Marino ranks #4 at 21.0%.
Ghana ranks #5 at 20.6%.
Top 25 Countries by Bank Nonperforming Loans (%)
| # | Country | Bank Nonperforming Loans (%) | Year |
|---|---|---|---|
| 1 |  Ukraine | 37.4% | 2023 |
| 2 |  Chad | 31.5% | 2023 |
| 3 |  Equatorial Guinea | 31.1% | 2023 |
| 4 |  San Marino | 21.0% | 2023 |
| 5 |  Ghana | 20.6% | 2023 |
| 6 |  Algeria | 20.3% | 2022 |
| 7 |  St. Kitts and Nevis | 19.4% | 2023 |
| 8 |  Central African Republic | 16.2% | 2023 |
| 9 |  Congo, Rep. | 15.2% | 2023 |
| 10 |  Lebanon | 15.2% | 2019 |
| 11 |  Angola | 15.0% | 2021 |
| 12 |  Iraq | 14.7% | 2023 |
| 13 |  St. Lucia | 14.5% | 2023 |
| 14 |  Comoros | 14.1% | 2022 |
| 15 |  Dominica | 13.8% | 2022 |
| 16 |  Tajikistan | 13.7% | 2021 |
| 17 |  Cameroon | 12.9% | 2023 |
| 18 |  Kenya | 12.3% | 2023 |
| 19 |  Sri Lanka | 12.0% | 2022 |
| 20 |  Sint Maarten (Dutch part) | 11.2% | 2022 |
| 21 |  Tonga | 11.2% | 2023 |
| 22 |  Bangladesh | 9.6% | 2023 |
| 23 |  Solomon Islands | 9.4% | 2023 |
| 24 |  Guinea | 9.2% | 2021 |
| 25 |  Mozambique | 9.0% | 2022 |
Data from 147 countries is available. View full rankings →
FAQ
What is the highest bank nonperforming loans (%) in 2023?
Ukraine has the highest bank nonperforming loans (%) at 37.4% in 2023.
How many countries are included in this ranking?
This article features the top 25 countries out of 147 with available data. Full rankings available on the indicator page.
Where does this data come from?
Data is sourced from the World Bank. It is updated regularly as new releases become available.