Countries with the Highest Financial Inclusion (2024)
Source: World Bank·25 countries·Updated 2024
Financial inclusion means access to basic banking. {#1} leads at {#1_value} of adults with an account.
Iceland leads with account ownership at financial institution (%) of 99.9%.
Finland ranks #2 at 99.8%.
Austria ranks #3 at 99.5%.
United Kingdom ranks #4 at 99.3%.
France ranks #5 at 99.2%.
Top 25 Countries by Account Ownership at Financial Institution (%)
| # | Country | Account Ownership at Financial Institution (%) | Year |
|---|---|---|---|
| 1 |  Iceland | 99.9% | 2024 |
| 2 |  Finland | 99.8% | 2024 |
| 3 |  Austria | 99.5% | 2024 |
| 4 |  United Kingdom | 99.3% | 2024 |
| 5 |  France | 99.2% | 2024 |
| 6 |  Netherlands | 99.2% | 2024 |
| 7 |  Lithuania | 99.0% | 2024 |
| 8 |  Estonia | 98.9% | 2024 |
| 9 |  Luxembourg | 98.8% | 2017 |
| 10 |  Slovenia | 98.7% | 2024 |
| 11 |  Denmark | 98.7% | 2024 |
| 12 |  Sweden | 98.6% | 2024 |
| 13 |  Norway | 98.6% | 2024 |
| 14 |  Japan | 98.5% | 2024 |
| 15 |  Switzerland | 98.4% | 2024 |
| 16 |  Canada | 98.4% | 2024 |
| 17 |  Spain | 98.4% | 2024 |
| 18 |  Germany | 98.3% | 2024 |
| 19 |  Ireland | 98.3% | 2024 |
| 20 |  Mongolia | 98.3% | 2024 |
| 21 |  Belgium | 98.2% | 2024 |
| 22 |  Australia | 98.0% | 2024 |
| 23 |  Singapore | 98.0% | 2024 |
| 24 |  New Zealand | 97.9% | 2024 |
| 25 |  Hong Kong SAR, China | 97.3% | 2024 |
Data from 158 countries is available. View full rankings →
FAQ
What is the highest account ownership at financial institution (%) in 2024?
Iceland has the highest account ownership at financial institution (%) at 99.9% in 2024.
How many countries are included in this ranking?
This article features the top 25 countries out of 158 with available data. Full rankings available on the indicator page.
Where does this data come from?
Data is sourced from the World Bank. It is updated regularly as new releases become available.