Private Credit-to-GDP Gap (Quarterly): Spain

The latest reading SOTW holds for Spain is -24.29 percentage points of GDP for 2026-Q1, from Bank for International Settlements.

Reviewed series · Credit & Debt · Quarterly · percentage points of GDP · BIS.CREDIT.GAP.Q · ESP

Published private credit-to-GDP ratio minus its one-sided Hodrick-Prescott-filtered long-run trend. Displayed in percentage points of GDP, not a percentage growth rate. BIS gaps can differ from national authorities' countercyclical-buffer gaps. This statistical measure alone is not a crisis prediction or investment recommendation. BIS statistics are freely sourced and their inclusion must not result in any additional charge to users. BIS attribution is required; resale is not permitted by SOTW's rights policy. Collection time is not the original publication timestamp. Source dimensions, unit multipliers, confidentiality and observation flags are retained. Terms: https://data.bis.org/help/legal

This is a reviewed series. Open it in the interactive economic data explorer to choose dates, compare countries and see its source evidence and recorded history.

Latest
-24.29
percentage points of GDP · 2026-Q1
Previous
-26.68
percentage points of GDP · 2025-Q4
Earliest held
21.36
percentage points of GDP · 2000-Q1
Readings shown
105
Every reading SOTW holds

Spain · history

percentage points of GDP · Quarterly

Source: Bank for International Settlements. Viewer read 2026-11-12T03:23:23.921Z (UTC); publisher acquisition and release times are not supplied here. Original units; no interpolation, rebasing or conversion. Missing periods and stored U/B flags interrupt the line. Daily gaps can include non-business days.

Readings, newest first

Private Credit-to-GDP Gap (Quarterly): Spain: 105 readings, newest first. Source: Bank for International Settlements.
PeriodValue (percentage points of GDP)
2026-Q1-24.29
2025-Q4-26.68
2025-Q3-27.47
2025-Q2-27.47
2025-Q1-30.16
2024-Q4-31.76
2024-Q3-32.01
2024-Q2-33.03
2024-Q1-35.14
2023-Q4-37.10
2023-Q3-37.86
2023-Q2-36.81
2023-Q1-37.09
2022-Q4-35.52
2022-Q3-33.18
2022-Q2-31.65
2022-Q1-30.34
2021-Q4-26.79
2021-Q3-24.73
2021-Q2-21.97
2021-Q1-18.43
2020-Q4-20.75
2020-Q3-26.27
2020-Q2-30.12
2020-Q1-43.40
2019-Q4-46.32
2019-Q3-46.87
2019-Q2-48.12
2019-Q1-50.27
2018-Q4-51.71
2018-Q3-52.40
2018-Q2-52.81
2018-Q1-54.92
2017-Q4-55.65
2017-Q3-55.27
2017-Q2-54.07
2017-Q1-53.75
2016-Q4-53.59
2016-Q3-53.86
2016-Q2-52.69
2016-Q1-53.47
2015-Q4-52.53
2015-Q3-50.55
2015-Q2-47.46
2015-Q1-44.95
2014-Q4-43.17
2014-Q3-38.41
2014-Q2-35.65
2014-Q1-33.34
2013-Q4-29.67
2013-Q3-27.01
2013-Q2-23.88
2013-Q1-20.95
2012-Q4-16.79
2012-Q3-7.58
2012-Q2-4.49
2012-Q1-2.70
2011-Q4-1.00
2011-Q32.07
2011-Q25.85
2011-Q18.52
2010-Q413.69
2010-Q317.91
2010-Q222.81
2010-Q123.40
2009-Q425.93
2009-Q328.04
2009-Q229.75
2009-Q131.01
2008-Q432.25
2008-Q334.30
2008-Q237.02
2008-Q137.80
2007-Q442.78
2007-Q344.90
2007-Q247.26
2007-Q143.58
2006-Q444.37
2006-Q341.63
2006-Q241.35
2006-Q139.75
2005-Q437.20
2005-Q334.68
2005-Q235.48
2005-Q132.58
2004-Q431.92
2004-Q330.18
2004-Q230.90
2004-Q128.61
2003-Q428.47
2003-Q326.03
2003-Q226.47
2003-Q126.19
2002-Q427.04
2002-Q326.37
2002-Q228.00
2002-Q128.66
2001-Q428.58
2001-Q328.61
2001-Q227.20
2001-Q125.91
2000-Q426.94
2000-Q326.48
2000-Q223.87
2000-Q121.36

Source: Bank for International Settlements. All 105 readings held, 2000-Q1 to 2026-Q1. n/a means the source value is missing or withheld.

More

Source: Bank for International Settlements (BIS), Credit-to-GDP gaps, https://data.bis.org/topics/CREDIT_GAPS. BIS statistics provided free of any additional charge; no BIS endorsement or affiliation is implied.

Licence: bis-terms-no-charge. Available for public reading; resale has not been cleared. Publisher page: https://data.bis.org/topics/CREDIT_GAPS