Private Credit-to-GDP Gap (Quarterly): Poland
The latest reading SOTW holds for Poland is -15.62 percentage points of GDP for 2026-Q1, from Bank for International Settlements.
Reviewed series · Credit & Debt · Quarterly · percentage points of GDP · BIS.CREDIT.GAP.Q · POL
Published private credit-to-GDP ratio minus its one-sided Hodrick-Prescott-filtered long-run trend. Displayed in percentage points of GDP, not a percentage growth rate. BIS gaps can differ from national authorities' countercyclical-buffer gaps. This statistical measure alone is not a crisis prediction or investment recommendation. BIS statistics are freely sourced and their inclusion must not result in any additional charge to users. BIS attribution is required; resale is not permitted by SOTW's rights policy. Collection time is not the original publication timestamp. Source dimensions, unit multipliers, confidentiality and observation flags are retained. Terms: https://data.bis.org/help/legal
This is a reviewed series. Open it in the interactive economic data explorer to choose dates, compare countries and see its source evidence and recorded history.
- Latest
- -15.62
- percentage points of GDP · 2026-Q1
- Previous
- -16.87
- percentage points of GDP · 2025-Q4
- Earliest held
- 3.75
- percentage points of GDP · 2002-Q1
- Readings shown
- 97
- Every reading SOTW holds
Poland · history
percentage points of GDP · Quarterly
Readings, newest first
| Period | Value (percentage points of GDP) |
|---|---|
| 2026-Q1 | -15.62 |
| 2025-Q4 | -16.87 |
| 2025-Q3 | -17.42 |
| 2025-Q2 | -18.62 |
| 2025-Q1 | -19.62 |
| 2024-Q4 | -19.74 |
| 2024-Q3 | -20.68 |
| 2024-Q2 | -20.90 |
| 2024-Q1 | -21.76 |
| 2023-Q4 | -22.39 |
| 2023-Q3 | -21.89 |
| 2023-Q2 | -22.78 |
| 2023-Q1 | -21.77 |
| 2022-Q4 | -20.77 |
| 2022-Q3 | -17.37 |
| 2022-Q2 | -17.46 |
| 2022-Q1 | -16.07 |
| 2021-Q4 | -14.71 |
| 2021-Q3 | -13.56 |
| 2021-Q2 | -13.62 |
| 2021-Q1 | -11.51 |
| 2020-Q4 | -11.09 |
| 2020-Q3 | -11.16 |
| 2020-Q2 | -10.53 |
| 2020-Q1 | -10.71 |
| 2019-Q4 | -12.77 |
| 2019-Q3 | -11.35 |
| 2019-Q2 | -11.68 |
| 2019-Q1 | -10.74 |
| 2018-Q4 | -10.04 |
| 2018-Q3 | -8.82 |
| 2018-Q2 | -7.97 |
| 2018-Q1 | -7.71 |
| 2017-Q4 | -8.01 |
| 2017-Q3 | -6.32 |
| 2017-Q2 | -5.00 |
| 2017-Q1 | -3.55 |
| 2016-Q4 | -1.44 |
| 2016-Q3 | -2.92 |
| 2016-Q2 | -1.77 |
| 2016-Q1 | -2.11 |
| 2015-Q4 | -1.53 |
| 2015-Q3 | -0.15 |
| 2015-Q2 | 0.31 |
| 2015-Q1 | 0.33 |
| 2014-Q4 | 0.31 |
| 2014-Q3 | 0.63 |
| 2014-Q2 | 0.93 |
| 2014-Q1 | 0.59 |
| 2013-Q4 | 1.06 |
| 2013-Q3 | 2.54 |
| 2013-Q2 | 2.87 |
| 2013-Q1 | 2.00 |
| 2012-Q4 | 2.02 |
| 2012-Q3 | 2.11 |
| 2012-Q2 | 3.40 |
| 2012-Q1 | 3.85 |
| 2011-Q4 | 5.68 |
| 2011-Q3 | 6.28 |
| 2011-Q2 | 4.19 |
| 2011-Q1 | 4.13 |
| 2010-Q4 | 5.90 |
| 2010-Q3 | 6.21 |
| 2010-Q2 | 7.86 |
| 2010-Q1 | 6.37 |
| 2009-Q4 | 7.16 |
| 2009-Q3 | 10.14 |
| 2009-Q2 | 12.32 |
| 2009-Q1 | 15.16 |
| 2008-Q4 | 12.71 |
| 2008-Q3 | 7.61 |
| 2008-Q2 | 5.74 |
| 2008-Q1 | 5.19 |
| 2007-Q4 | 4.23 |
| 2007-Q3 | 3.72 |
| 2007-Q2 | 1.80 |
| 2007-Q1 | 0.56 |
| 2006-Q4 | -0.02 |
| 2006-Q3 | -1.01 |
| 2006-Q2 | -2.96 |
| 2006-Q1 | -4.63 |
| 2005-Q4 | -5.29 |
| 2005-Q3 | -5.99 |
| 2005-Q2 | -5.99 |
| 2005-Q1 | -6.41 |
| 2004-Q4 | -5.57 |
| 2004-Q3 | -2.11 |
| 2004-Q2 | -0.61 |
| 2004-Q1 | 0.95 |
| 2003-Q4 | 1.27 |
| 2003-Q3 | 3.07 |
| 2003-Q2 | 3.89 |
| 2003-Q1 | 5.68 |
| 2002-Q4 | 6.01 |
| 2002-Q3 | 6.54 |
| 2002-Q2 | 5.39 |
| 2002-Q1 | 3.75 |
Source: Bank for International Settlements. All 97 readings held, 2002-Q1 to 2026-Q1. n/a means the source value is missing or withheld.