Private Credit-to-GDP Gap (Quarterly): Finland

The latest reading SOTW holds for Finland is -21.09 percentage points of GDP for 2026-Q1, from Bank for International Settlements.

Reviewed series · Credit & Debt · Quarterly · percentage points of GDP · BIS.CREDIT.GAP.Q · FIN

Published private credit-to-GDP ratio minus its one-sided Hodrick-Prescott-filtered long-run trend. Displayed in percentage points of GDP, not a percentage growth rate. BIS gaps can differ from national authorities' countercyclical-buffer gaps. This statistical measure alone is not a crisis prediction or investment recommendation. BIS statistics are freely sourced and their inclusion must not result in any additional charge to users. BIS attribution is required; resale is not permitted by SOTW's rights policy. Collection time is not the original publication timestamp. Source dimensions, unit multipliers, confidentiality and observation flags are retained. Terms: https://data.bis.org/help/legal

This is a reviewed series. Open it in the interactive economic data explorer to choose dates, compare countries and see its source evidence and recorded history.

Latest
-21.09
percentage points of GDP · 2026-Q1
Previous
-19.08
percentage points of GDP · 2025-Q4
Earliest held
-16.46
percentage points of GDP · 2000-Q1
Readings shown
105
Every reading SOTW holds

Finland · history

percentage points of GDP · Quarterly

Source: Bank for International Settlements. Viewer read 2026-11-12T03:26:10.143Z (UTC); publisher acquisition and release times are not supplied here. Original units; no interpolation, rebasing or conversion. Missing periods and stored U/B flags interrupt the line. Daily gaps can include non-business days.

Readings, newest first

Private Credit-to-GDP Gap (Quarterly): Finland: 105 readings, newest first. Source: Bank for International Settlements.
PeriodValue (percentage points of GDP)
2026-Q1-21.09
2025-Q4-19.08
2025-Q3-18.55
2025-Q2-18.42
2025-Q1-18.46
2024-Q4-17.91
2024-Q3-16.99
2024-Q2-16.37
2024-Q1-16.33
2023-Q4-15.98
2023-Q3-16.26
2023-Q2-15.24
2023-Q1-13.59
2022-Q4-10.65
2022-Q3-10.38
2022-Q2-9.23
2022-Q1-7.77
2021-Q4-7.37
2021-Q3-5.26
2021-Q2-3.62
2021-Q1-1.45
2020-Q4-3.07
2020-Q3-4.18
2020-Q2-4.86
2020-Q1-8.55
2019-Q4-8.85
2019-Q3-6.82
2019-Q2-6.15
2019-Q1-4.10
2018-Q4-4.20
2018-Q3-1.70
2018-Q2-0.85
2018-Q1-0.99
2017-Q40.19
2017-Q3-0.02
2017-Q2-1.38
2017-Q1-2.35
2016-Q4-3.33
2016-Q3-0.10
2016-Q23.14
2016-Q15.84
2015-Q410.45
2015-Q315.78
2015-Q214.89
2015-Q113.16
2014-Q410.01
2014-Q34.89
2014-Q25.56
2014-Q16.87
2013-Q48.73
2013-Q39.57
2013-Q211.01
2013-Q112.46
2012-Q49.19
2012-Q39.14
2012-Q29.82
2012-Q110.42
2011-Q410.70
2011-Q311.11
2011-Q212.65
2011-Q114.16
2010-Q414.74
2010-Q319.82
2010-Q223.36
2010-Q121.77
2009-Q419.55
2009-Q320.33
2009-Q224.48
2009-Q120.60
2008-Q416.97
2008-Q314.29
2008-Q212.20
2008-Q18.81
2007-Q49.81
2007-Q39.21
2007-Q29.72
2007-Q18.52
2006-Q48.04
2006-Q310.77
2006-Q210.19
2006-Q17.78
2005-Q44.76
2005-Q33.59
2005-Q23.92
2005-Q11.10
2004-Q41.00
2004-Q31.33
2004-Q21.49
2004-Q1-0.42
2003-Q4-1.89
2003-Q3-3.28
2003-Q2-4.23
2003-Q1-7.42
2002-Q4-8.24
2002-Q3-5.88
2002-Q2-5.29
2002-Q1-3.97
2001-Q4-11.07
2001-Q3-8.75
2001-Q2-7.30
2001-Q1-7.88
2000-Q4-7.85
2000-Q3-8.47
2000-Q2-14.49
2000-Q1-16.46

Source: Bank for International Settlements. All 105 readings held, 2000-Q1 to 2026-Q1. n/a means the source value is missing or withheld.

More

Source: Bank for International Settlements (BIS), Credit-to-GDP gaps, https://data.bis.org/topics/CREDIT_GAPS. BIS statistics provided free of any additional charge; no BIS endorsement or affiliation is implied.

Licence: bis-terms-no-charge. Available for public reading; resale has not been cleared. Publisher page: https://data.bis.org/topics/CREDIT_GAPS