Private Credit-to-GDP Gap (Quarterly): Australia
The latest reading SOTW holds for Australia is -9.68 percentage points of GDP for 2026-Q1, from Bank for International Settlements.
Reviewed series · Credit & Debt · Quarterly · percentage points of GDP · BIS.CREDIT.GAP.Q · AUS
Published private credit-to-GDP ratio minus its one-sided Hodrick-Prescott-filtered long-run trend. Displayed in percentage points of GDP, not a percentage growth rate. BIS gaps can differ from national authorities' countercyclical-buffer gaps. This statistical measure alone is not a crisis prediction or investment recommendation. BIS statistics are freely sourced and their inclusion must not result in any additional charge to users. BIS attribution is required; resale is not permitted by SOTW's rights policy. Collection time is not the original publication timestamp. Source dimensions, unit multipliers, confidentiality and observation flags are retained. Terms: https://data.bis.org/help/legal
This is a reviewed series. Open it in the interactive economic data explorer to choose dates, compare countries and see its source evidence and recorded history.
- Latest
- -9.68
- percentage points of GDP · 2026-Q1
- Previous
- -9.96
- percentage points of GDP · 2025-Q4
- Earliest held
- 2.88
- percentage points of GDP · 2000-Q1
- Readings shown
- 105
- Every reading SOTW holds
Australia · history
percentage points of GDP · Quarterly
Readings, newest first
| Period | Value (percentage points of GDP) |
|---|---|
| 2026-Q1 | -9.68 |
| 2025-Q4 | -9.96 |
| 2025-Q3 | -11.11 |
| 2025-Q2 | -11.49 |
| 2025-Q1 | -13.49 |
| 2024-Q4 | -15.16 |
| 2024-Q3 | -18.35 |
| 2024-Q2 | -19.87 |
| 2024-Q1 | -21.34 |
| 2023-Q4 | -23.65 |
| 2023-Q3 | -25.14 |
| 2023-Q2 | -26.35 |
| 2023-Q1 | -27.59 |
| 2022-Q4 | -26.96 |
| 2022-Q3 | -24.35 |
| 2022-Q2 | -22.44 |
| 2022-Q1 | -21.98 |
| 2021-Q4 | -19.93 |
| 2021-Q3 | -18.19 |
| 2021-Q2 | -16.17 |
| 2021-Q1 | -11.84 |
| 2020-Q4 | -11.13 |
| 2020-Q3 | -9.61 |
| 2020-Q2 | -9.99 |
| 2020-Q1 | -10.20 |
| 2019-Q4 | -13.26 |
| 2019-Q3 | -12.03 |
| 2019-Q2 | -10.71 |
| 2019-Q1 | -9.52 |
| 2018-Q4 | -8.65 |
| 2018-Q3 | -7.89 |
| 2018-Q2 | -7.61 |
| 2018-Q1 | -6.61 |
| 2017-Q4 | -6.93 |
| 2017-Q3 | -7.00 |
| 2017-Q2 | -4.96 |
| 2017-Q1 | -4.19 |
| 2016-Q4 | -0.23 |
| 2016-Q3 | 1.84 |
| 2016-Q2 | 2.72 |
| 2016-Q1 | 2.42 |
| 2015-Q4 | 1.78 |
| 2015-Q3 | 1.63 |
| 2015-Q2 | 0.11 |
| 2015-Q1 | -1.67 |
| 2014-Q4 | -5.12 |
| 2014-Q3 | -7.05 |
| 2014-Q2 | -8.66 |
| 2014-Q1 | -10.25 |
| 2013-Q4 | -8.90 |
| 2013-Q3 | -10.83 |
| 2013-Q2 | -10.35 |
| 2013-Q1 | -13.40 |
| 2012-Q4 | -13.48 |
| 2012-Q3 | -14.00 |
| 2012-Q2 | -14.12 |
| 2012-Q1 | -14.92 |
| 2011-Q4 | -14.75 |
| 2011-Q3 | -13.25 |
| 2011-Q2 | -12.95 |
| 2011-Q1 | -10.65 |
| 2010-Q4 | -8.73 |
| 2010-Q3 | -4.51 |
| 2010-Q2 | -0.84 |
| 2010-Q1 | 1.79 |
| 2009-Q4 | 3.50 |
| 2009-Q3 | 3.95 |
| 2009-Q2 | 4.25 |
| 2009-Q1 | 7.01 |
| 2008-Q4 | 10.90 |
| 2008-Q3 | 12.59 |
| 2008-Q2 | 15.07 |
| 2008-Q1 | 16.92 |
| 2007-Q4 | 17.92 |
| 2007-Q3 | 17.99 |
| 2007-Q2 | 16.35 |
| 2007-Q1 | 15.68 |
| 2006-Q4 | 16.84 |
| 2006-Q3 | 16.62 |
| 2006-Q2 | 15.87 |
| 2006-Q1 | 13.72 |
| 2005-Q4 | 14.52 |
| 2005-Q3 | 13.08 |
| 2005-Q2 | 12.58 |
| 2005-Q1 | 10.02 |
| 2004-Q4 | 10.11 |
| 2004-Q3 | 8.93 |
| 2004-Q2 | 9.09 |
| 2004-Q1 | 8.21 |
| 2003-Q4 | 8.95 |
| 2003-Q3 | 6.79 |
| 2003-Q2 | 6.66 |
| 2003-Q1 | 5.11 |
| 2002-Q4 | 5.54 |
| 2002-Q3 | 6.19 |
| 2002-Q2 | 4.56 |
| 2002-Q1 | 2.16 |
| 2001-Q4 | 3.20 |
| 2001-Q3 | 5.23 |
| 2001-Q2 | 5.35 |
| 2001-Q1 | 7.56 |
| 2000-Q4 | 6.41 |
| 2000-Q3 | 4.22 |
| 2000-Q2 | 4.29 |
| 2000-Q1 | 2.88 |
Source: Bank for International Settlements. All 105 readings held, 2000-Q1 to 2026-Q1. n/a means the source value is missing or withheld.