Economic data

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Debt Service Ratio, Private Non-financial Sector (Quarterly)

% of income · Quarterly · Bank for International Settlements

BIS.DSR.PRIVATE.Q

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Definition, coverage & attribution

Estimated share of income used for interest payments and amortisations, based on BIS aggregate methodology. BIS advises comparisons within an economy over time; absolute levels are difficult to pinpoint and should not be used for direct country rankings. BIS statistics are freely sourced and their inclusion must not result in any additional charge to users. BIS attribution is required; resale is not permitted by SOTW's rights policy. Collection time is not the original publication timestamp. Source dimensions, unit multipliers, confidentiality and observation flags are retained. Terms: https://data.bis.org/help/legal

Source: Bank for International Settlements (BIS), Debt service ratios, https://data.bis.org/topics/DSR. BIS statistics provided free of any additional charge; no BIS endorsement or affiliation is implied.

Reuse terms: bis-terms-no-charge. Effective resale permission: not permitted.

Series-wide coverage: 2000-01-01 to 2026-01-01. SOTW publication: 2026-11-03T12:40:04.510932+00:00.

Acquisition and dataset-update dates do not establish original publication dates. This view shows current source readings. Use a recorded-state pin to replay SOTW’s archive from its activation boundary.

BIS debt-service levels are not suitable for direct cross-country comparisons. Compare each economy’s own trend.

{
  "unit": "% of income",
  "dataset": "BIS,WS_DSR,1.0",
  "selection": {
    "FREQ": "Q",
    "DSR_BORROWERS": "P"
  },
  "terms_url": "https://data.bis.org/help/legal",
  "adjustment": "Non seasonally adjusted",
  "collection": "Quarterly ratio; source collection attribute unspecified",
  "geo_mapping": {
    "AR": "ARG",
    "AT": "AUT",
    "AU": "AUS",
    "BE": "BEL",
    "BR": "BRA",
    "CA": "CAN",
    "CH": "CHE",
    "CL": "CHL",
    "CN": "CHN",
    "CO": "COL",
    "CZ": "CZE",
    "DE": "DEU",
    "DK": "DNK",
    "ES": "ESP",
    "FI": "FIN",
    "FR": "FRA",
    "G2": "G20",
    "GB": "GBR",
    "GR": "GRC",
    "HK": "HKG",
    "HU": "HUN",
    "ID": "IDN",
    "IE": "IRL",
    "IL": "ISR",
    "IN": "IND",
    "IT": "ITA",
    "JP": "JPN",
    "KR": "KOR",
    "LU": "LUX",
    "MX": "MEX",
    "MY": "MYS",
    "NL": "NLD",
    "NO": "NOR",
    "NZ": "NZL",
    "PL": "POL",
    "PT": "PRT",
    "RU": "RUS",
    "SA": "SAU",
    "SE": "SWE",
    "SG": "SGP",
    "TH": "THA",
    "TR": "TUR",
    "US": "USA",
    "XM": "XM",
    "ZA": "ZAF"
  },
  "comparability": "Within-economy trends are more meaningful than comparing absolute debt-service levels between countries.",
  "data_structure": "BIS_DSR(1.0)",
  "reference_period": null,
  "source_attributes": {
    "OBS_CONF": "F",
    "UNIT_MULT": "0",
    "COLLECTION": "",
    "UNIT_MEASURE": "367"
  },
  "aggregate_identity": "BIS XM is source-defined Euro area and is preserved as XM; fixed EA20 membership is not inferred. G2 is the BIS G20 aggregate."
}