The Gambia—Real Interest Rate (%)
The Gambia's real interest rate (%) was 13.1% in 2025, ranking #8 out of 112 countries. This represents a -14.6% change from 2024. Over the past 24 years, the highest recorded value was 29.6% (2005) and the lowest was -29.7% (2004). Data sourced from the World Bank World Development Indicators.
Historical Data
| Year | Value | Change |
|---|---|---|
| 2025 | 13.1% | -14.6% |
| 2024 | 15.3% | +147.7% |
| 2023 | 6.2% | -33.9% |
| 2022 | 9.4% | -17.1% |
| 2021 | 11.3% | -55.3% |
| 2020 | 25.3% | +23.4% |
| 2019 | 20.5% | +4.0% |
| 2018 | 19.7% | -18.4% |
| 2017 | 24.1% | +9.0% |
| 2014 | 22.1% | +6.3% |
| 2013 | 20.8% | -10.4% |
| 2012 | 23.3% | +3.8% |
| 2011 | 22.4% | +10.8% |
| 2010 | 20.2% | -6.0% |
| 2009 | 21.5% | -10.1% |
| 2008 | 23.9% | +6.3% |
| 2007 | 22.5% | -19.8% |
| 2006 | 28.1% | -5.1% |
| 2005 | 29.6% | +199.6% |
| 2004 | -29.7% | -304.0% |
| 2003 | 14.6% | +18.1% |
| 2002 | 12.3% | -43.5% |
| 2001 | 21.8% | +2.3% |
| 2000 | 21.3% |
Top Countries — Real Interest Rate (%)
| # | Country | Value | Year |
|---|---|---|---|
| 1 | Madagascar | 47.6% | 2025 |
| 2 | Brazil | 37.5% | 2025 |
| 3 | Mozambique | 18.7% | 2025 |
| 4 | Sierra Leone | 18.3% | 2025 |
| 5 | Guyana | 17.6% | 2025 |
| 6 | Timor-Leste | 15.8% | 2025 |
| 7 | Azerbaijan | 14.7% | 2025 |
| 8 | The Gambia | 13.1% | 2025 |
| 9 | Kenya | 13.0% | 2024 |
| 10 | Kyrgyzstan | 12.6% | 2024 |
About This Indicator
Definition
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.
Methodology
Original contributors: International Financial Statistics database, International Monetary Fund (IMF); World Development Indicators, World Bank (WB)
Unit
%