Zambia—Account Ownership at Financial Institution (%)
Category: FinanceSource: World Bank World Development Indicators ↗Global Rank: #76 of 158Updated April 2026
Latest Value
72.7%
2024
YoY Change
+49.8%
2021 → 2024
Global Rank
#76
of 158 countries
Maximum
72.7%
2024
Minimum
21.4%
2011
CAGR
+9.9%
5 years
Last
72.7%
Previous
48.5%
Highest
72.7%
Lowest
21.4%
Source
World Bank World Development Indicators
Zambia's account ownership at financial institution (%) was 72.7% in 2024, ranking #76 out of 158 countries. This represents a +49.8% change from 2021. Over the past 5 years, the highest recorded value was 72.7% (2024) and the lowest was 21.4% (2011). Data sourced from the World Bank World Development Indicators.
Source: World Bank World Development Indicators
Historical Data
| Year | Value | Change |
|---|---|---|
| 2024 | 72.7% | +49.8% |
| 2021 | 48.5% | +5.8% |
| 2017 | 45.9% | +28.7% |
| 2014 | 35.6% | +66.8% |
| 2011 | 21.4% |
Top Countries — Account Ownership at Financial Institution (%)
| # | Country | Value | Year |
|---|---|---|---|
| 1 | Iceland | 99.9% | 2024 |
| 2 | Finland | 99.8% | 2024 |
| 3 | Austria | 99.5% | 2024 |
| 4 | United Kingdom | 99.3% | 2024 |
| 5 | France | 99.2% | 2024 |
| 6 | Netherlands | 99.2% | 2024 |
| 7 | Lithuania | 99.0% | 2024 |
| 8 | Estonia | 98.9% | 2024 |
| 9 | Luxembourg | 98.8% | 2017 |
| 10 | Slovenia | 98.7% | 2024 |
About This Indicator
Definition
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (% age 15+).
Methodology
Data compiled by Global Findex Database, World Bank (WB), uri: https://www.worldbank.org/en/publication/globalfindex.