Belgium—Bank Nonperforming Loans (%)
Belgium's bank nonperforming loans (%) was 1.8% in 2023, ranking #111 out of 147 countries. This represents a -1.0% change from 2022. Over the past 18 years, the highest recorded value was 4.3% (2013) and the lowest was 1.2% (2007). Data sourced from the World Bank World Development Indicators.
Historical Data
| Year | Value | Change |
|---|---|---|
| 2023 | 1.8% | -1.0% |
| 2022 | 1.8% | -9.5% |
| 2021 | 2.0% | -1.9% |
| 2020 | 2.1% | -0.8% |
| 2019 | 2.1% | -8.0% |
| 2018 | 2.3% | -23.4% |
| 2017 | 3.0% | -15.0% |
| 2016 | 3.5% | -9.5% |
| 2015 | 3.9% | -9.3% |
| 2014 | 4.2% | -1.6% |
| 2013 | 4.3% | +13.7% |
| 2012 | 3.8% | +13.4% |
| 2011 | 3.3% | +18.2% |
| 2010 | 2.8% | -9.1% |
| 2009 | 3.1% | +87.0% |
| 2008 | 1.7% | +43.3% |
| 2007 | 1.2% | -9.2% |
| 2006 | 1.3% |
Top Countries — Bank Nonperforming Loans (%)
| # | Country | Value | Year |
|---|---|---|---|
| 1 | Ukraine | 37.4% | 2023 |
| 2 | Chad | 31.5% | 2023 |
| 3 | Equatorial Guinea | 31.1% | 2023 |
| 4 | San Marino | 21.0% | 2023 |
| 5 | Ghana | 20.6% | 2023 |
| 6 | Algeria | 20.3% | 2022 |
| 7 | St. Kitts and Nevis | 19.4% | 2023 |
| 8 | Central African Republic | 16.2% | 2023 |
| 9 | Congo, Rep. | 15.2% | 2023 |
| 10 | Lebanon | 15.2% | 2019 |
About This Indicator
Definition
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.
Methodology
Data compiled by Financial Soundness Indicators, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF:EXTERNAL_DATASET_CARDS/IMF.STA:LFSI.